1. Who We Are
thesilentdebt.com is operated by webhostya.com.
Contact: hello@thesilentdebt.com
2. What Data We Collect
- Purchase data: processed entirely by Gumroad (gumroad.com). We do not store payment card details.
- Email address: only if you subscribe to our mailing list (see Section 4). We do not collect emails from product purchases directly — Gumroad handles that separately.
- Analytics data: we use Google Analytics 4 to collect anonymised usage data (pages visited, approximate location, device type). No personally identifiable information is stored by GA4 under our configuration.
- Cookies: we use first-party analytics cookies (Google Analytics). No advertising cookies are set unless you consent via the cookie banner (see Section 6).
3. How We Use Your Data
- To process orders (via Gumroad)
- To send you products you purchased (via Gumroad)
- To send you emails if you subscribed (see Section 4)
- To improve the website using anonymised analytics
4. Email List
We use ConvertKit to manage our mailing list. You only receive emails if you explicitly opted in. Every email contains an unsubscribe link. You can unsubscribe at any time with immediate effect.
We do not sell, rent, or share your email address with third parties for their marketing purposes. ConvertKit acts as a data processor under GDPR and is contractually bound by a Data Processing Agreement. Questions about data handling can be directed to info@webhostya.com.
5. Your Rights (GDPR / UK GDPR — EU and UK Residents)
You have the right to: access your data, correct inaccurate data, request deletion, restrict processing, data portability, and to object to processing. To exercise these rights, email hello@thesilentdebt.com. We will respond within 30 days.
6. Your Rights (CCPA — California Residents)
California residents have the right to know what personal information is collected, to delete personal information, and to opt out of sale of personal information. We do not sell personal information. To make a request, email hello@thesilentdebt.com.
7. Cookies
We use Google Analytics cookies (anonymised). You can opt out at any time via Google's opt-out tool: tools.google.com/dlpage/gaoptout
8. Data Retention
Analytics data is retained for 14 months (GA4 default). Email subscriber data is retained until you unsubscribe.
9. Third-Party Services
- Gumroad (payments + delivery): gumroad.com/privacy
- Google Analytics (analytics): policies.google.com/privacy
- ConvertKit (email marketing): convertkit.com/privacy
10. Changes to This Policy
We may update this policy. The "Last updated" date at the top will reflect any changes.